Medical cost coverage is an important part of any personal injury settlement, but most settlements do not stop there. If you suffered an injury in an accident and wonder about the chances of a personal injury claim, you should understand the additional elements that a personal injury settlement can cover.
There are factors that affect a personal injury settlement that might surprise you.
Replacement of lost earnings
If you missed work due to your injury or had to find a new job, your income likely suffered in the process. Your personal injury settlement can offset that loss.
Reimbursement of travel costs for medical care
Some injuries require extensive medical care and rehabilitation. If you have to drive somewhere out of your way for the care that you need, the costs of fuel, wear and tear on your car and the time invested in traveling can all add up quickly. Your settlement can ease that burden.
Restitution for emotional distress
Personal injury settlements can include an additional amount for emotional distress. This is particularly important if you suffered from any emotional trauma or post-traumatic stress as a result of the incident.
Compensation for diminished quality of life
A serious personal injury that has lasting effects on your life, including mobility issues, scarring and other long-term complications, can make you eligible for additional restitution for diminished quality of life.
Your personal injury settlement can account for your long-term costs while you recover from your injury, seek therapy if necessary and adapt to any changes in your life, job or situation.